What is mortgage fraud? The act of intentionally facilitating the use of, or using, any misrepresentation, misstatement or omission in a deliberate manner, being aware of the same to contain such, during a mortgage lending process, with the aim that the mortgage lender, borrower or any other participant to the mortgage lending process relies upon it.
http://robertsiciliano.com/blog/2013/12/17/identifying-devices-can-stop-mortgage-fraud/