Homeowners have plenty of reasons to be afraid these days. A few weeks ago, there was that story about a bear rambling into the sunroom of a Florida home and falling asleep. Wildfires over the summer have threatened thousands of homes in the west. In 2011, there were an estimated 9 million property crimes – everything from burglaries to car thefts – in the United States, according to the most recent statistics from the FBI.
http://money.usnews.com/money/personal-finance/articles/2013/09/09/the-cost-of-keeping-your-home-safe