Robert Siciliano, a Boston-based McAfee online security expert and CEO of IDTheftSecurity.com, has used BillGuard for his personal accounts since it launched in 2010. He recommends the service but cautions against complete reliance on it or any outside provider.
http://finance.yahoo.com/news/combat-identity-theft-170000308.html;_ylt=A2KJjb1gHhpRjmwALmr_wgt